DISCLAIMER Due to the number of sources from which the content presented on our Services is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such content and the Services. THE SERVICES, AND ANY MATERIAL AND/OR CONTENT APPEARING THEREON (“ CONTENT ”) ARE PROVIDED “AS IS”, WITHOUT ANY WARRANTIES. IKNOWF INC, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE SERVICES, OR THE SERVICES THEMSELVES, AND FUSION MEDIA HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES. IN NO EVENT SHALL IKNOWF INC, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR TO ANY THIRD PARTY OR TO ANYONE ELSE FOR ANY KIND OF FINANCIAL LOSS, LOST PROFITS, ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGE OR ANY OTHER SIMILAR DAMAGE OR ANY OTHER LOSS OR INJURY, RESULTING DIRECTLY OR INDIRECTLY FROM USE OF THE SERVICES, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE SERVICESAND ANY CONTENT ON THEREON. IN NO EVENT SHALL IKNOWF, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY OR ANY ONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT ON THE SERVICESOR THE SERVICES THEMSELVES.   Legal Restrictions Without limiting the foregoing, you understand that laws regarding financial contracts vary throughout the world, and it is your sole obligation to ensure that you fully comply with any law, regulation or directive, applicable to your country of residence with regards to the use of the Services. The ability to access to our Services does not necessarily mean that our Services, and/or your activities via the Services, are legal under the laws, regulations or directives applicable to your country of residence. The Services does not constitute, and may not be used for the purposes of, an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized, or to any person to whom it is unlawful to make such an offer or solicitation. Access to the Services, and the offering of financial contracts via our Services, may be restricted in certain jurisdictions, and, accordingly, users accessing our Services are required to inform themselves of, and to observe, such restrictions. Links to Third Party Sites and Use of Third Party Software The Services contain hyperlinks to websites operated by persons other than IKnowF . Such hyperlinks are provided for your reference and convenience only. You agree not to hold IknowF responsible for the content or operation of such websites. A hyperlink from our Services to another website does not imply that IknowF endorses the content on that website or the operator or operations of that website. You are solely responsible for determining the extent to which you may use any content or such web-site. Furthermore, certain parts of the Services contain third-party software, including but not limited to “open source” software. Use of third-party software may be governed by separate copyright notices and license provisions, which shall be made available to you, as applicable, either by Company or by such third-party software provider. You shall not use, and shall indemnify and hold Company harmless for any such use by or on behalf of You, in a manner which infringes the rights of any third-party or which is in contravention to these Terms and Conditions and/or any specific license terms. THE LIABILITY OF IKNOWF, ITS OFFICERS, DIRECTORS OR EMPLOYEES, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE AMOUNT OF MONEY YOU TRANSFERRED TO IKNOWF IN RELATION TO THE TRANSACTION GIVING RISE TO SUCH LIABILITY Notice to Apple App Users To the extent You are using the App on an iOS device, You acknowledge that these Terms and Conditions form an agreement between You and the Company, not with Apple Inc. (“ Apple ”), and that Apple is not responsible for the Services or the content thereof. Apple has no obligation to furnish any maintenance and support services with respect to the Services. If the Services fails to conform to any applicable warranty, You may notify Apple and Apple will refund any applicable purchase price for the mobile application to you; and, to the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the Services. Apple is not responsible for addressing any claims by You or any third-party relating to the Services or your possession and/or use of the Services, including: (a) product liability claims; (b) any claim that the Services fails to conform to any applicable legal or regulatory requirement; or (c) claims arising under consumer protection or similar legislation. Apple is not responsible for the investigation, defense, settlement and discharge of any third-party claim that the Services and/or your possession and use of the Services infringe a third-party’s intellectual property rights. You agree to comply with any applicable third-party terms when using the Services. Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms and Conditions, and upon your acceptance these Terms and Conditions, Apple will have the right (and will be deemed to have accepted the right) to enforce them against You as a third-party beneficiary. You hereby represent and warrant that: (i) You are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) You are not listed on any U.S. Government list of prohibited or restricted parties. In-App Purchases: 1.When You make an In-App Purchase, payment will be charged to your Apple account at confirmation of the purchase. 2.In-App Purchases may take the form of a subscription. Any unused portion of a free trial period (if offered) will be forfeited when You purchase a subscription (where applicable). 3.In-App Purchases may take the form of an auto-renewable subscription. These subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your Apple account will be charged for renewal within 24-hours prior to the end of the current subscription period. You may manage the subscriptions and turn off auto-renewal by going to your Apple account settings after purchase.   Financial Informations IknowF may make available to you through one or more of its Services a broad range of financial information that is generated internally or obtained from agents, vendors or partners (“ Third Party Providers ”). This includes, but is not limited to, financial market data, quotes, news, analyst opinions, research reports, graphs and data (“ Market Information ”). Market or financial information provided on the Services is not intended as investment advice. IknowF does not endorse or approve the Market Information, and we make it available to you only as a service for your own convenience. IknowF and its Third Party Providers do not guarantee the accuracy, timeliness, completeness or correct sequencing of the Market Information, or warrant any results from your use or reliance on the Market Information. Market or financial Information may quickly become unreliable for various reasons including, for example, changes in market conditions or economic circumstances. Neither IknowF nor the Third Party Providers are obligated to update any information or opinions contained in any Market Information, and we may discontinue offering Market Information at any time without notice. You agree that neither IknowF nor the Third Party Providers will be liable in any way for the termination, interruption, delay or inaccuracy of any Market or financial information. You will not “deep-link”, redistribute or facilitate the redistribution of Market Information, nor will you provide access to Market Information to anyone who is not authorized by IknowF to receive Market Information. With regard to any Market or financial Information displayed on the Services, you are prohibited from, and hereby represent and warrant that you shall not: (i) copy, store, sell, license, distribute, transmit or duplicate to any third party or to any person any Market Information or any part thereof in any form or by any means; (ii) make the Market Information available on any website or in an application, or available to the public via the internet or otherwise; (iii) use the Market Information for the purpose of creating and/or operating (directly or by any third party) any financial product, index or service, or in any other manner without IknowF or its applicable Third Party Providers' permission; (iv) use the trademarks, logos, brand names or any other similar identifying mark, or remove any copyright or proprietary notices incorporated into the Market Information (“Marks”) and you hereby acknowledge that IknowF or its applicable Third Party Providers are the owners of the intellectual property rights in, and relating to, the Market Information any Marks; (v) use the Market Information in any way or for any purpose that would require a separate license from IknowF or its applicable Third Party Providers or any other person; and (vi) permit, or purport to permit, any third party to do any of the foregoing.   Data & Accuracy IknowF does not and cannot guarantee or represent that any of the information and data made available via the Tools is real-time, accurate, complete, exact,current or appropriate for your needs. Certain information and data made available via the Tools is obtained from Third Party Providers who are generally understood to be sources of reliable information and data. However, due to a variety of different factors, including mechanical and human error, the timeliness, completeness, accuracy and correct sequencing of such information and data and results obtained from use thereof are not guaranteed by IknowF. ALL INFORMATION AND DATA MADE AVAILABLE VIA THE TOOLS IS PROVIDED ON AN “AS-IS” BASIS FOR INFORMATIONAL PURPOSES ONLY, AND IS NOT INTENDED FOR ACTUAL TRADING PURPOSES OR MARKET ADVICE. PRIVACY POLICY IknowF, ("We") are committed to maintaining the privacy of personal information that you provide to us when using the IKnowF.com web site and mobile application. This privacy policy describes how we treat personal information received about you when you visit www.iknowF.com or mobile application Personal Information We Collect Personally identifiable information (“Personal Information”) is information that can be used to identify or contact you, such as your name, address, email address, telephone number or similar information. We only collect personal information on our web site that you choose to share with us, such as when: Personal Information - “Personal Information” is information that may be of a private or sensitive nature, including your name, gender, phone number, e-mail address or mailing address, payment information and IP address. We collect your IP address as part of your use of the Service. We also collect the following Personal Information from you when you create an account (“Account”) on the Website which is required to access certain parts of the Service: your full name, email address, password, and phone number.  contacting us via the web site or email creating an user account creating personal content (presets, watchlists, news lists, portfolios) making an online purchase, or subscription to a service interacting with our services As an alternative, you are also able to create an Account using your credentials with a designated third party website or service such as Facebook, Google+ or Twitter (“Third Party Account”). Doing so will enable you to login to your Account via your Third Party Account. If you choose this option, a Third Party Account pop-up box will appear at the time of creating your Account which you will need to approve in order to proceed with the Account opening, and which will describe the types of information that we will obtain from and the types of activities that we may perform in connection with your Third Party Account. Such information may include (but not be limited to) your Personal Information stored on this Third Party Account, such as your user name, email address, profile picture, gender, date of birth and any other information which you have chosen to make profile on such Third Party Account. Please note that once your Account has been opened, the Personal Information we have access to via a Third Party Account is also dependent on your individual privacy settings in such Third Party Account and any privacy policies which are maintained by the providers of such Third Party Accounts. We treat any Non-Personal Information which is specifically connected or linked to any Personal Information as Personal Information.  How We Use Information Collected We may use information in the following ways: For the purposes for which you specifically provided the information. To send you e-mail notifications about our new or existing products and services, special offers, or to otherwise contact you. To enhance existing features or develop new features, products and services. To provide advertisers and other third parties with aggregate information about our user base and usage patterns To deliver relevant content and recommendations To deliver advertising and interest-based advertising Except as specifically stated in this privacy policy, we will not share your personally identifiable information with any third parties outside of IknowF.com and mobile application Any processing performed by any of our third party service providers (“Recipients”) will, where required by law, be governed by a data processing agreement in the form required by law, preserving any and all of your statutory data protection rights and obligating the Recipients to respect the Personal Information and handle it in accordance with the relevant laws. If a Recipient is located outside the EEA, we will transfer your data only to such countries as approved by the European Commission as providing adequate level of data protection, or ensure that the legal agreements governing the data transfer provide an adequate level of data protection. The Recipients are required to maintain the confidentiality of such information and to use your Personal Information only in the course of providing the aforementioned services and only for the purposes that IknowF dictates Security The personally identifiable information is stored in our limited-access servers. We will maintain safeguards to protect the security of these servers and your personally identifiable information. When making a payment, we do not have access to credit card information. Links We may make content or services from other web sites including our co-branded web sites available to you from links located on iknowf.com or mobile application. These other web sites are not subject to this privacy policy. We recommend that you review the privacy policy at each such web site to determine how that site protects your privacy. User Rights and Retention You have the right to access, correct, update or object to the use of your Personal Information by making a written request to IknowF by using our Contact Us page. Your requests will be dealt with in a prompt and professional manner and in accordance with applicable law.